Typical Buyer Closing Costs

There are typically two types of closing expenses in addition to your down payment when purchasing a home. They can be categorized as *Prepaid Costs and *Fixed Costs. The amounts for these products and services will vary according to your purchase price, property type, area, lender and other factors.

*Items That You Will Prepay At Closing:

12-15 Months Homeowner's Insurance
3-4 Months of Property Taxes
15-20 Days of Mortgage Interest
 

*Fixed Costs That You May Incur At or Before Closing:

Lender Origination Fee  $1,000-3,000
Lender Title Policy   $250
Appraisal   $550-750
Property Survey    $600-800
General Home Inspection    $450-650
Plumbing Inspection   $300-450
Termite Inspection    $150-200
Attorney Fees     $200-450
Escrow Fee    $300-500
Flood Certificate   $20-30
Recording Fees   $100-250
Misc Endorsements & Other  $100-300
 
 
This is not an exhaustive list...
I am happy to provide you with a more specific and detailed estimate of costs based on your desired home purchase. Feel free to contact me by phone or email and I will provide this for you. 
    
 
 
 

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Newest Amarillo Listings

2804 Farmhouse Avenue, Amarillo
$295,410
4 Beds ⋅ 2 Baths ⋅ 26-8450 MLS
Another beautiful Betenbough home is nearing completion! Located in the Homestead community, the Lily floorplan offers 4 bedrooms, 2 bathrooms, and a 2-car garage. The kitchen features granite countertops, a gas range, and a Kohler chef's faucet. Brushed nickel Kohler plumbing fixtures throughout add a polished, finishing touch. With attractive brick curb appeal and a welcoming covered front entry, this home has plenty to offer! Currently 90% complete and backed by Betenbough's 2-year builder warranty, its almost ready for its first owners!

2804 Farmhouse Avenue, Amarillo
9204 Surveyor Road, Amarillo
$340,180
4 Beds ⋅ 2 Baths ⋅ 26-8449 MLS
90% Complete and getting closer to move-in ready! Located in the Homestead community, this new construction Betenbough home features the Luna floor plan with 4-bedrooms, 2-bathrooms, and a 2-car garage. Inside, you'll find luxury vinyl plank flooring throughout, matte black plumbing and lighting fixtures, and a kitchen featuring a gas range and premium granite countertops that extend throughout the home. The beautiful brick exterior and covered front porch give this home great curb appeal before you even step inside. Plus, Betenbough's 2-year builder warranty offers added peace of mind. Your brand new home is almost ready!

9204 Surveyor Road, Amarillo
2713 James Louis Drive, Amarillo
$279,482
3 Beds ⋅ 2 Baths ⋅ 26-8433 MLS
BECAUSE THIS PROPERTY IS SUBJECT TO AUCTION, THE ''LIST PRICE'' IS AN ESTIMATE BASED ON PRAD. Offers can be made prior to auction. The list price has no bearing on the sale or auction price. Auction will be LIVE at Assiter Facility on Mon, Nov, 30th @ 5PM. Open House will be Nov 8th & 15th 2PM-4PM. Charming 3-bedroom, 2-bath home in South Georgia! This well-maintained property offers comfortable living space along with plenty of storage and workspace. Features include an 11.6' x 17.6' basement, a 10' x 20' shop with electricity, an additional storage building, maintenance-free siding, and a convenient sprinkler system. The lovely addition provides a spacious den--perfect for relaxing, entertaining, or enjoying extra family space.

2713 James Louis Drive, Amarillo
9104 Surveyor Road, Amarillo
$235,000
3 Beds ⋅ 2 Baths ⋅ 26-8430 MLS
Fresh, functional and ready for its first owner! This Abby floor plan by Betenbough homes in the homestead community offers 3-bedrooms, 2-bathrooms, and a 1-car garage with a layout designed to make the most of every space. The kitchen features beautiful sage green cabinetry, granite countertops, stainless steel appliances, and a spacious island overlooking the living area. Luxury vinyl plan flooring flows throughout the home bringing a cohesive look with easy maintenance. The primary ensuite bathroom features granite countertops and a walk-in shower, adding a sleek modern touch. This home offers low maintenance living with the added peace of mind with Betenbough's 2-year warranty. Ask about avasilable flex cash incentives that could make your move even sweeter!

9104 Surveyor Road, Amarillo
9006 Trapper Trail, Amarillo
$338,000
4 Beds ⋅ 2 Baths ⋅ 26-8429 MLS
Welcome to the Luna floor plan by Betenbough Homes in the Homestead community! This brand-new construction offers 4 bedrooms, 2 bathrooms, and a 2-car garage. You'll find premium granite countertops throughout the home, 2'' faux wood blinds, and beautifully tiled showers in both the primary en-suite and guest bathroom. A water softener sytstem adds another convenient touch! Plus, enjoy added peace of mind with Betenbough's 2-year builder warranty and take advantage of available flex cash incentives to help with your purchase. Come see what this beautiful new home has to offer!

9006 Trapper Trail, Amarillo
4203 Stepp Avenue, Amarillo
$285,000
3 Beds ⋅ 2 Baths ⋅ 26-8424 MLS
Fresh, stylish, and move-in ready! Welcome to 4203 Stepp Ave, where modern upgrades meet comfortable living in a great Hollywood/Scotsman location. This beautifully renovated home has been given new life, featuring a new roof, central heating and air conditioning, new flooring, and fresh interior and exterior paint! New lighting, faucets, and fixtures also. The kitchen showcases luxurious quartz countertops and backsplash, creating an inviting space for cooking and entertaining. Enjoy the privacy of an isolated primary bedroom with an updated bathroom. All this, along with the added space of a generously sized corner lot. With major improvements already completed and stylish finishes throughout, this home offers the perfect combination of beauty, comfort, and convenience.

4203 Stepp Avenue, Amarillo
210 Sagebrush Avenue, Amarillo
$295,000
3 Beds ⋅ 2 Baths ⋅ 26-8420 MLS
Room to spread out on River Road in Amarillo! These 3 beds, 2 bath home features a large den with a cozy fireplace, perfect for gathering. The property also includes a second lot with a large 40x60 shop, offering space for work, hobbies, or storage. The shop had a fire, some repairs will need to be made by buyer.

210 Sagebrush Avenue, Amarillo
9108 Surveyor Road, Amarillo
$329,710
3 Beds ⋅ 2 Baths ⋅ 26-8417 MLS
This home may qualifies for ''Use it Your Way'' builder incentives. Sod & Sprinkler included in Front and Backyard. The Sarah floor plan with features designed to make life at home feel effortless. Brick exterior and covered front porch. Wood burning Fireplace. Luxury vinyl plank flooring in main areas. Open-concept kitchen, living, and dining area Granite countertops throughout. Spacious kitchen peninsula with bar seating chef's kitchen faucet. Stainless steel appliances Large enclosed pantry Private primary suite with drop-in tub, walk-in shower, dual vanities, and walk-in closet with utility room access. Covered back patio

9108 Surveyor Road, Amarillo
9002 Bunkhouse Road, Amarillo
$315,540
3 Beds ⋅ 2 Baths ⋅ 26-8414 MLS
This home may qualifies for ''Use it Your Way'' builder incentives. Sod & Sprinkler included in Front and Backyard. The Rosa floor plan is spacious and open with added touches that make all the difference. Brick exterior with covered entry Luxury vinyl plank flooring in main areas Open-concept kitchen, living, and dining area Granite countertops throughout. Spacious kitchen island with bar seating Gas Range and Stainless steel appliances Enclosed pantry Corner brick fireplace Private primary suite with walk-in closet, drop-in tub, and walk-in shower Covered back patio

9002 Bunkhouse Road, Amarillo
9107 Surveyor Road, Amarillo
$267,950
3 Beds ⋅ 2 Baths ⋅ 26-8416 MLS
This home may qualifies for ''Use it Your Way'' builder incentives. Sod & Sprinkler included in Front and Backyard. The Lucy floor plan is a smart layout with inviting spaces that carry from indoors to out. Brick exterior with double columns and covered front porch Luxury vinyl plank flooring in main areas Open-concept kitchen, living, and dining area with 10' ceilings. Chef's kitchen faucet. Granite countertops throughout Spacious kitchen peninsula with bar seating Stainless steel appliances Enclosed pantry Private primary suite with walk-in closet Covered back patio

9107 Surveyor Road, Amarillo
9105 Surveyor Road, Amarillo
$248,490
3 Beds ⋅ 2 Baths ⋅ 26-8415 MLS
This home may qualifies for ''Use it Your Way'' builder incentives. Sod & Sprinkler included in Front and Backyard. The Gracie floor plan is a spacious, well-connected layout with the flexibility to fit your day-to-day. Brick and vinyl exterior with covered entry Luxury vinyl plank flooring throughout Open-concept kitchen, living, and dining area Granite countertops Spacious kitchen island with bar seating Stainless steel appliances Enclosed pantry Private primary suite with walk-in shower and walk-in closet

9105 Surveyor Road, Amarillo
3611 Se 29th Avenue, Amarillo
$209,900
3 Beds ⋅ 2 Baths ⋅ 26-8409 MLS
COME AND SEE THIS PERFECTLY NESTLED HOME IN THE OAKDALE NEIGHBORHOOD. POSITIONED RIGHT BY A CHURCH AND WALKING DISTANCE FROM THE ELEMENTARY MAKES THIS HOME PERFECT FOR A NEW FAMILY TO GROW INTO OR SOMEONE THAT WANTS TO HAVE ESTABLISHED NEIGHBORS AND EASY ACCESS TO I-40.

3611 Se 29th Avenue, Amarillo
no property photo
$304,375
3 Beds ⋅ 2 Baths ⋅ 26-8408 MLS
MLS# 26-8408 - Built by Bluehaven Homes - Estimated Nov 2026 Completion! ~ Welcome to this luxurious and functional residence featuring three bedrooms, two baths, and a two-car garage. Discover the elegance of stained concrete floors that flow seamlessly throughout, ensuring effortless maintenance. The gourmet kitchen awaits your culinary adventures with a kitchen island, granite countertops, and a shelved pantry. Retreat to the expansive isolated primary bedroom, complete with a large walk-in closet. Experience comfort and style in every detail of this exceptional home. Our homes include numerous features, such as sod and irrigation in both the front and backyards, spray foam insulation, granite countertops, custom cabinetry, and more! (Photos for reference only)

7204 Bennett Street, Amarillo
201 Crestway Terrace, Amarillo
$239,000
3 Beds ⋅ 2 Baths ⋅ 26-8407 MLS
Super cute, updated, and full of charm! This 3-bedroom, 2-bath home in the beautiful Sunset/Westlawn neighborhood offers a spacious yet comfortable layout with a flex space that could be used as an office, 2nd living area, or 4th bedroom. Enjoy the character of the refinished original hardwood floors, the added comfort of storm windows, and a large backyard with extra storage opportunities. A single-car garage and a quiet, tucked-away street make this home even more appealing. Whether you're looking for a cozy place of your own or room for everyone, this one is worth a look!

201 Crestway Terrace, Amarillo
417 Mesquite Avenue, Amarillo
$265,500
5 Beds ⋅ 2 Baths ⋅ 26-8405 MLS
This is a Fannie Mae HomePath property. This Cape Cod style home offers 5 bedrooms and 2 bathrooms with an open floor plan that connects living spaces throughout. Fresh paint inside and out, new windows, and central air conditioning provide a well-maintained, comfortable interior. The main floor includes a bedroom and bathroom for convenient single-level access, along with a kitchen equipped with a new gas cooktop, dishwasher, and oven. A second living room doubles as a dining room, with a large bar that makes for easy breakfast meals. Upstairs, four additional bedrooms and a bathroom provide sleeping quarters. A detached workshop with electricity offers versatile storage or work space. A new water heater provides reliable service. The property sits in the River Road school district, w a school at end of the street, providing nearby educational access for residents. Schedule a showing to tour this home and see the layout and updates firsthand. First Time Buyers should complete the HomePath Ready Buyer homeownership course on Homepath.com. Attach certificate to offer up to 3% closing cost assistance. Visit HomePath.com for more details. Restrictions may apply.

417 Mesquite Avenue, Amarillo
8406 Taos Drive, Amarillo
$289,900
4 Beds ⋅ 2 Baths ⋅ 26-8404 MLS
Welcome to 8406 Taos Drive. Located in the desirable Canyon School district. Charming 4 bedroom, 2 bathroom, 2 car garage home. This home features new carpet, updated light fixtures, fresh paint, and much more! You will love the floorplan with its huge living room, spacious kitchen and isolated primary bedroom. Conveniently located near schools, shopping and parks. Great neighborhood. This home offers both functionality and charm - call today for your private showing!

8406 Taos Drive, Amarillo
4304 S Aldredge Street, Amarillo
$228,000
3 Beds ⋅ 2 Baths ⋅ 26-8402 MLS
Built in 2006 this 3 bedroom, 2 bathroom home is ready for its new owner! Featuring an attached 2 car garage and neutral paint colors throughout, this home offers a great opportunity to make it your own. Located in an established neighborhood surrounded by well maintained homes, it is ready for someone to bring their vision and make it their own. Call today to reserve your private showing!

4304 S Aldredge Street, Amarillo
219 Banks Drive, Amarillo
$475,000
4 Beds ⋅ 2 Baths ⋅ 26-8400 MLS
Experience refined elegance in this former Parade Home in The Rim at Quail Creek. Set on a desirable corner lot, this 4-bed, 2-bath, 3-car garage home features rich wood floors, custom cabinetry, exquisite crown molding and a dramatic Spanish-style wrought iron entry. The gourmet kitchen offers a gas cooktop, double ovens, pantry and under-cabinet lighting. The private primary suite opens to the beautiful backyard. A versatile mudroom adds function, while the covered patio and outdoor kitchen--with new grill and refrigerator--create an ideal entertaining space. Added peace of mind comes with a new Class 4 roof (2025), protected skylight and new Rain Bird sprinkler panel. A home best appreciated in person.

219 Banks Drive, Amarillo
7618 Stuyvesant, Amarillo
$420,000
4 Beds ⋅ 3 Baths ⋅ 26-8397 MLS
Welcome home to this beautifully maintained gem in Sleepy Hollow! This pristine home offers a thoughtfully designed layout with two isolated bedrooms downstairs and two additional bedrooms upstairs. The inviting living area features a cozy fireplace, gorgeous wood flooring, and a beautiful staircase that adds timeless character. The kitchen features beautiful cabinetry, with an island, gas cooktop, and KitchenAid appliances. Situated on a lovely garden lot, this home combines charm, functionality, and exceptional care throughout. A true must-see!

7618 Stuyvesant, Amarillo
122 Wayside, Amarillo
$205,000
3 Beds ⋅ 2 Baths ⋅ 26-8388 MLS
Welcome to this charming cottage style house nestled in a quiet cul-de-sac. NEW ROOF, Newer paint and flooring in some areas. Featuring newer windows, maintenance siding and updated paint and flooring in some areas. 2 living rooms, dining room and HUGE back yard! Double detached garage with fresh paint! New

122 Wayside, Amarillo
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